Throughout the United States, many individuals are now using golf carts in new ways. This is why insurance companies are designing policies specifically for golf carts. Before you can begin driving a golf car to new destinations, you’ll need to get proper insurance. Most agencies will insure an electric or gas cart that’s used commercially or causally. A typical policy may include:
Collision
Property damage liability
Accessory coverage
After you have insurance, the golf cart can be driven in various locations confidently. The best driving spots are roads, retirement communities, trails, and college grounds.
Roads
Because the laws are different in each state, you should find out whether or not driving a golf cart on the road is legal in your area. Typically, in order to use a cart on a busy highway or street, the unit must be able to reach 25 mph.
Retirement Properties
If you know someone who stays in a retirement community, a golf cart can be very beneficial. Instead of walking to different destinations, the senior can run errands and take leisurely trips around the property with ease by using a cart.
Wilderness Trails
In Georgia, Texas, and other states, driving a golf cart on a trail is legal. However, since most trails will have various bumps and stumps, any unit that will be used in a rugged environment should have great golf cart shocks.
College Grounds
Although golf carts are allowed on college grounds, most school officials have specific driving rules that must be followed. For example, at some universities, students can only drive a cart if they have a permit. The permit must state that the cart is required for business or health purposes.
Overall, you can use a golf cart in other environments if there are no strict laws in your community. Insurance is important because it will protect you if an accident occurs. You must pick your policy wisely since some agencies may not offer beneficial options, such as transport trailer coverage and comprehensive. Once you have a cart that fully insured, install shocks if you’re going to drive the vehicle on rough roads and trails.
